Working Together
WEalth Accumulators
Growing wealth creates more than opportunity. It creates interconnected decisions. We bring those decisions together across wealth planning, investments, taxes, family and lifestyle—to create a strategy built around your full financial life.
Building wealth creates decision points, and complexity often comes sooner than expected. As income grows, investments expand, and family priorities evolve, decisions around taxes, investments, estate planning and lifestyle become increasingly connected. For more than three decades, Waldron has helped families bring those decisions together- creating a coordinated strategy designed around their entire financial life.
What It Looks Like
goal
Build enough financial independence that work becomes a choice, with flexibility to retire early or make a career change.
completed
Determined that retiring at age 52 is achievable while maintaining our desired lifestyle.
completed
Redirected a portion of annual savings from retirement plans to taxable investments to create flexibility before age 59 1/2.
completed
Develop a strategy for funding our children’s education without compromising our financial independence target.
Still To Do
Evaluate whether future compensation increases or career changes can accelerate our target retirement date.
goal
Coordinate our growing income and investments to reduce unnecessary taxes and build wealth more efficiently.
completed
Developed a tax-efficient strategy for equity compensation.
completed
Identified and monitored key tax brackets and income phaseouts that could impact available deductions and planning opportunities.
completed
Aligned our investment strategy to create a tax-efficient portfolio for long-term growth, while harvesting losses when opportunities arise.
Still To Do
Develop our family’s vision and strategy for long-term charitable giving.
goal
Help protect our family and the wealth we are building if something unexpected happens.
completed
Coordinated the drafting of our estate planning documents, including wills, powers of attorney, and healthcare directives.
completed
Evaluated our life and disability insurance coverage to help our family maintain its lifestyle and long-term financial goals.
completed
Reviewed beneficiary designations and asset titling to support alignment with our estate plan.
Still To Do
Evaluate whether a revocable trust is appropriate as our assets and family needs become more complex.
The examples provided are for illustrative purposes only and are not intended to represent or guarantee that any individual will achieve the same or similar results. Actual results may vary based on a variety of factors specific to each situation. Past performance does not guarantee future outcomes. This information should not be relied upon as financial, legal, or professional advice, and you should consult with a qualified advisor before making decisions based on these examples.
Knowing you have a clear strategy for your wealth can provide peace of mind and allow you to focus more on running your business, enjoying your life, and continued success. We provide comprehensive support every step of the way.
EXPERIENCE
With more than 50 years of combined experience, we understand the unique financial complexities faced by professionals, including business owners, medical professionals, real estate investors and individuals with equity compensation.
PERSONALIZED STRATEGIES
We draw on our planning capabilities, research, and analysis to develop a strategy tailored to your individual circumstances, needs, and goals, with the objective of providing a thoughtful and balanced approach.
DECISION CLARITY FOR A WEALTH ACCUMULATOR
We help high-earning professionals simplify the complexities of their financial lives, so they can make informed decisions as they pursue both their long-term goals and focus on the priorities that matter today.
COMPREHENSIVE SERVICES
Our team aims to deliver holistic, comprehensive advice. Our integrated set of services allows us to work alongside clients through all wealth phases – accumulation, distribution, preservation, and transfer.
Wealth Accumulator Team
Financial Planning
Wealth management is not investment management alone. Each aspect of your wealth affects at least one, and usually several, other dynamics of your overall finances.
- Cash flow projections and planning
- Retirement planning
- Education planning
The Waldron Way
Recognizing that each client’s circumstances are unique, all of our relationships begin with listening. By getting to know you and your goals, we can begin to anticipate if and how Waldron might be able to add value.
- Multi-Disciplinary Team
- Wealth of Experience
- Concierge Services
Private Wealth Services
Our mission is to provide a comprehensive suite of services to bring the financial aspects of your life into harmony under a single strategic platform. At Waldron, you’ll have a specialized team working in coordination to plan and manage your wealth.
Beyond Wealth
Recognizing that time is wealth, we work to seamlessly integrate a set of lifestyle services — like travel planning, bill pay and family enterprise services. Learn how these services may help enrich your personal, professional and family life.
Insights
The Tax Coordination Gap
by Joseph Palmieri, CFA
A Founder’s Guide to Qualified Small Business Stock
by Claudia Balla, CFP®, CIMA®