Business Sale Strategies

We created a ‘lifestyle portfolio’ that balanced tax-free and taxable bonds in a way that maximized after-tax returns, generating the income needed for the client’s desired lifestyle, while allocating the remaining investable assets to a separate, longer-term growth portfolio for heirs. To hold illiquid real estate and closely-held investments, we created a trust for the family that would protect those assets from litigation and later transfer the assets to the next generation at discounted values creating tremendous future tax savings. Prior to the sale, we helped restructure the client’s life insurance—held by the business—moving the policies into various trusts.